Overview
A Latin America leader in investment banking partnered with Blend to implement an advanced financial system to automate high-value payments, optimize liquidity, and enhance security.
Challenge
- High-value interbank transactions via Colombian ACH system were costly and inefficient.
- Manual transaction handling created risks in cash flow and compliance.
- Ongoing concerns around efficiency, security and fraud mitigation.
- Limited real-time liquidity control and advanced payment capabilities needed for high-net-worth clients.
- Lacked scalable financial infrastructure to support large-sum disbursements and growing volumes.
Solution
Advanced system developed to centralize multi-bank transactions, automate high-value payments, optimize liquidity, real-time execution, while ensuring security, compliance and fraud prevention:
- Secure Web access (Public Subnet)
- Amazon CloudFront (CDN) for low-latency access, AWS WAF for external attack protection, Application Load Balancer (ALB) for high availability.
- Secure Transaction Engine (Private Subnet)
- AWS Lambda transaction execution and validation, AWS Step Functions to automate approval workflows, AWS Certificate Manager(ACM) for digital signatures.
- Storage Stack
- Amazon S3 buckets for logging and storing security-related data, Amazon RDS instances for secure database management.
- Advanced Liquidity Control System
- Amazon DynamoDB for real-time balance tracking and forecasting.
- Real-Time Risk Monitoring
- Amazon CloudWatch, AWS CloudTrail, and AWS Config to track suspicious transactions.
- Fraud Prevention & Compliance
- AWS GuardDuty, AWS Security Hub, and AWS KMS to protect against fraud, encrypt high-value transaction data, and ensure regulatory compliance.
Impact
Enabled modernized financial operations with faster, more secure, and cost-effective transactions.
Key Data Points
60%
faster processing of high-value interbank transactions
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30%
reduction in operational costs by automating liquidity management
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99.99%
secure and reliable transaction execution
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