Witty, a digital wallet with integrated investments, partnered with Blend to integrate a secure and scalable architecture to support seamless transactions and financial services for unbanked individuals, driving financial inclusion through seamless access to deposits, transfers, withdrawals, bill payments, and investments.

• A large share of Colombia’s population remains unbanked, limiting access to financial services.
• High costs and complex requirements of traditional banking exclude many individuals.
• Slow, inefficient ACH-based interbank transactions delay payments and disrupt cash flow.
• The client aimed to bridge this gap with a secure, low-cost digital wallet enabling transactions without a traditional bank account.

• Faster, more cost-effective payments, making financial services accessible to a broader population.
• Reduced banking infrastructure and transaction costs via digital transactions and Cloud-native architecture.
• Enabled scalable, pay-as-you-go model through AWS cloud services.
• Accelerated transaction processing and improved user satisfaction.
• Enhanced operational efficiency and long-term sustainability via automation.
• Validated the cost-effectiveness of Witty’s digital financial model for advancing financial inclusion.